As soon as you find yourself in financial trouble, you start exploring some options that you can tap on. The first thing that may strike your mind is to get help from a friend. But when you don’t have anyone to count on, then the loan is the second-best option you get. However, your loan options are limited when you need cash fast, as traditional loans require you to wait for weeks. Two standard options that you can go for are credit card loans and payday loans. If you are an avid reader, you might know that a credit card loan is quite expensive, and you pay more than you get from a bank.